EXCERPT: “It’s an agonizing problem for a lot of young people. You want to buy a house of your own. You can’t find a lot in your price range. You keep throwing rent money more-or-less down the drain and wondering if your income will ever support owning your own place. You despair as, in some ways, that prospect seems to grow dimmer all the time, even though you’re not living in a coastal city with sky-high home values . . . The housing market has been hot before, but several factors, including rising home prices, high demand, low inventory, and the rising cost of building new homes have conspired to make now an especially difficult time to get a foot in the door of home ownership.” FULLSTORY: